Buy Now, Pay Later with EMI Plan - Hojoborolo

EMI

Easy Monthly Installments (EMI) is one of the payment methods of online shopping, only for the customers using any of the accepted Credit Cards on HOJOBOROLO. It allows customers to pay for their ordered products in easy equal monthly installments.

HOJOBOROLO has introduced a convenient option of choosing up to 36 months EMI facility for customers who use Credit Cards for buying any products from our website.

Customers wanting to avail EMI facility must have a Credit Card from any one of the listed banks.
EMI facilities are only available for order over BDT 5,000.
Different Banks offer different EMI tenure periods as per their own bank policy and each respective bank policy shall apply.

How to buy on (EMI) installments

To purchase on (EMI) installment, first, select your desired product and add it to the cart.
The cart should worth a minimum of BDT 5,000/-
Select “Pay Online” in Checkout page.
Enter your card details and EMI tenure.
You will receive a code on your registered phone number & email address
Enter the code and place your order.

EMI Bank Charge List

AB BANK LIMITED

Tenure	EMI Charge	Status
3 Months	3 %
6 Months	4.5 %
9 Months	6.5 %
12 Months	8.5 %

* Additional Markup fee will be added.

AL-ARAFAH ISLAMI BANK LIMITID

Tenure	EMI Charge	Status
3 Months	3 %
6 Months	4.5 %
9 Months	6.5 %
12 Months	8.5 %

* Additional Markup fee will be added.

BANK ASIA LIMITED

Tenure	EMI Charge	Status
3 Months	3 %
6 Months	4.5 %
9 Months	6.5 %
12 Months	8.5 %

* Additional Markup fee will be added.

DHAKA BANK LIMITED

Tenure	EMI Charge	Status
3 Months	3 %
6 Months	4.5 %
9 Months	6.5 %
12 Months	8.5 %

* Additional Markup fee will be added.

ONE BANK

Tenure	EMI Charge	Status
3 Months	3 %
6 Months	4.5 %
9 Months	6.5 %
12 Months	8.5 %

* Additional Markup fee will be added.

PREMIER BANK

Tenure	EMI Charge	Status
3 Months	3 %
6 Months	4.5 %
9 Months	6.5 %
12 Months	8.5 %

* Additional Markup fee will be added.

SHAHJALAL ISLAMI BANK

Tenure	EMI Charge	Status
3 Months	3 %
6 Months	4.5 %
9 Months	6.5 %
12 Months	8.5 %

* Additional Markup fee will be added.

Markup Calculation

Suppose, bill amount is BDT 5,000.
3 months EMI Charge is 3%
In payment, Bank will Charge 3.09%
So, you have to pay 5,154.50
Then, Bank will deduct EMI Charge, which is 3%
After deducting EMI Charge, amount will be your bill amount, which is BDT 5,000 here